Send Money abroad with zero hidden fees

Transfer money internationally at the real exchange rate. Save up to 8x compared to traditional banks. Fast, secure, and transparent.

Transferred to date
$ 0 B+

Active users
0 M+

Countries
0 +
SwiftPay

Why Millions choose SwiftPay

Built for conversion. See how our powerful features help you close more sales and reduce friction.

Realtime Conversion Rates

Get live, mid-market exchange rates updated by the second. Know exactly what you're paying with zero hidden margins.

Lightning-Fast Transfers

Send and receive funds across the globe instantly. Our optimized network ensures your money settles in seconds, 24/7.

Bank-Grade Security

We protect every transaction with end-to-end encryption and continuous fraud monitoring to keep your money secure.

Zero Hidden Fees

We believe in total transparency. Enjoy zero surprise charges, no monthly fees, and completely upfront pricing.

Global Multi-Currency Wallet

Hold, manage, and spend up to 40 different currencies seamlessly from one unified, easy-to-use dashboard.

Smart Spending Analytics

Take control of your cash flow with automated categorization and visual breakdowns of your daily spending habits.

SwiftPay Features

Money Without Borders.

Founded in 2018, SwiftPay was born from a simple frustration: why should sending money internationally cost so much? Our founders, Kristo and Taavet, were tired of losing money to hidden fees and bad exchange rates.

Today, we’ve built the world’s fastest, fairest way to send money across borders. Over 12 million people and businesses trust us with their money every single day.

founded
2005
active users
0 M+
in savings
$ 0 B

Our Mission

To make international money transfers fair, transparent, and accessible to everyone, everywhere.

Our Vision

To build a truly borderless financial world where managing and moving your money is as effortless as sending a text message.

Our Values

We believe in putting our users first through uncompromising security, radical transparency, and continuous innovation.

What our users said

We helped millions of users around the world to send and save money

"Paying global suppliers used to be a nightmare. SwiftPay’s real-time conversion rates save my business thousands."

SwiftPay Testimonial 1
James Gunn

Restaurant Owner, New York

"Receiving international payments is finally effortless. The multi-currency wallet makes my freelance work completely frictionless."

SwiftPay Testimonial 2
Arief Wahyu

Freelance Flutter Developer, Jakarta

"SwiftPay’s zero hidden fees policy means I know my exact project overhead before I even check out."

SwiftPay Testimonial 3
Maya Sauvage

3D Visual Artist, Toronto

"My students pay in their local currency, and I manage it all in one secure dashboard. A game-changer."

SwiftPay Testimonial 4
Julian Fernandez

Classical Guitar Instructor, London

"Lightning-fast transfers and bank-grade security give our international customers the confidence to complete their purchases."

SwiftPay Testimonial 5
Sofia Schmidt

E-commerce Manager, Sydney

"Managing global server costs is easy now. SwiftPay keeps our overhead clear and ensures bills are paid instantly."

SwiftPay Testimonial 6
Daniel Kaufmann

Web Infrastructure Specialist, Berlin

Transparent Pricing, No Surprises

Take a look at our very transparent and friendly pricing plans

Personal

For everyday international transfers, travel, and personal use.

Free to open

0.41% - 1% per transfer

Business

For freelancers, merchants, and growing businesses receiving global payments.

Free to open

0.5% - 1.2% per transfer

Enterprise

For high-volume platforms needing custom infrastructure and scalable solutions.

Custom Pricing

Volume-based discounted rates